This Cream Cheese-Filled Pumpkin Bread is the perfect blend of cozy flavors and delightful textures. Imagine a warm, spiced pumpkin bread with a creamy cheesecake layer nestled right in the middle. This recipe is ideal for gatherings, holiday celebrations, or simply enjoying a slice with your morning coffee. You’ll love how easy it is to make and how beautifully it fills your kitchen with the scent of fall.
Why You’ll Love This Recipe
- Irresistible Flavor: The combination of pumpkin, cream cheese, and spices creates a rich taste that everyone will adore.
- Easy to Make: With simple steps and common ingredients, this recipe is perfect for both novice and experienced bakers.
- Versatile Treat: Great for breakfast, dessert, or an afternoon snack; it’s suitable for any occasion.
- Moist Texture: The addition of cream cheese ensures each slice is incredibly moist and tender.
- Perfect for Sharing: Makes a generous loaf that can serve up to 10 people—ideal for sharing with friends and family.
Tools and Preparation
To make your baking experience smooth and enjoyable, gather a few essential tools before starting.
Essential Tools and Equipment
- 9×5-inch loaf pan
- Mixing bowls
- Whisk or hand mixer
- Rubber spatula
- Measuring cups and spoons
Importance of Each Tool
- Loaf Pan: A good-quality pan ensures even baking and helps achieve that perfect loaf shape.
- Mixing Bowls: Having multiple sizes allows you to easily combine ingredients without mess.
- Whisk or Hand Mixer: Ensures that your batter and filling are mixed thoroughly for optimal texture.
- Rubber Spatula: Great for folding ingredients gently without deflating the batter.

Ingredients
To create this delicious Cream Cheese-Filled Pumpkin Bread, gather the following ingredients:
- 1 large egg
- 1 cup pumpkin puree
- 1/2 cup light brown sugar (packed)
- 1/4 cup granulated sugar
- 1/4 cup liquid-state coconut oil (canola or vegetable may be substituted)
- 1/4 cup sour cream (lite is okay; or Greek yogurt may be substituted)
- 2 teaspoons vanilla extract
- 2 teaspoons cinnamon
- 1 teaspoon pumpkin pie spice
- 1/2 teaspoon ground nutmeg
- 1 cup all-purpose flour
- 1/2 teaspoon baking powder
- 1/2 teaspoon baking soda
- pinch salt (optional and to taste)
- 4 ounces softened brick-style cream cheese (lite is okay)
- 1/4 cup granulated sugar (for filling)
- 3 tablespoons all-purpose flour (for filling)
How to Make Cream Cheese-Filled Pumpkin Bread
Step 1: Preheat the Oven
Preheat your oven to 350°F. Prepare a 9×5-inch loaf pan by spraying it with floured cooking spray or greasing it with oil and dusting it with flour.
Step 2: Make the Bread Batter
In a large bowl:
1. Combine the first ten ingredients (from the egg through ground nutmeg).
2. Whisk until well mixed.
3. Gently fold in the flour, baking powder, baking soda, and optional salt until just combined. Avoid overmixing.
Step 3: Prepare the Loaf Pan
Pour about two-thirds of the batter into the prepared loaf pan. Smooth the top lightly using a spatula, ensuring it reaches all corners.
Step 4: Make the Cream Cheese Filling
In another bowl:
1. Mix together all filling ingredients until smooth using a whisk or hand mixer.
2. Carefully pour this mixture over the bread batter in the loaf pan.
Step 5: Add Remaining Batter
Top off the cream cheese layer with the remaining pumpkin bread batter. Smooth this layer gently without disturbing the cream cheese underneath.
Step 6: Bake Your Bread
Bake in preheated oven for about 48 minutes. The top should be domed and golden while a toothpick inserted in the center comes out clean or with just a few moist crumbs.
Step 7: Cool Before Serving
Allow your bread to cool in its pan for about 15 minutes before transferring it to a wire rack. Let it cool completely before slicing.
Optionally serve slices with Honey Butter, Cinnamon-Sugar Butter, or Vanilla Browned Butter Glaze for an extra treat! Enjoy your homemade Cream Cheese-Filled Pumpkin Bread!
How to Serve Cream Cheese-Filled Pumpkin Bread
Cream Cheese-Filled Pumpkin Bread is a delightful treat that can be enjoyed in various ways. Whether you’re looking for a sweet breakfast option or a delicious dessert, this versatile bread pairs well with many accompaniments.
With Honey Butter
- Spread honey butter on warm slices for a touch of sweetness that complements the pumpkin flavor perfectly.
With Cinnamon-Sugar Butter
- This sweet and spiced butter adds extra richness and makes each bite feel like a cozy fall treat.
As a Dessert
- Serve it plain or with a scoop of vanilla ice cream for an indulgent dessert that everyone will love.
With Cream Cheese Frosting
- Drizzle or spread cream cheese frosting over the top for an extra creamy finish that’s sure to impress.
With Fresh Fruit
- Pair with sliced apples, pears, or berries for a refreshing contrast to the rich bread.
How to Perfect Cream Cheese-Filled Pumpkin Bread
To achieve the best results with your Cream Cheese-Filled Pumpkin Bread, consider these helpful tips.
Use room temperature ingredients: Bringing your eggs, cream cheese, and sour cream to room temperature helps them blend more smoothly into the batter.
Don’t overmix: Gently fold the batter when combining wet and dry ingredients to keep the bread light and fluffy.
Check doneness accurately: Since the cream cheese filling may prevent accurate toothpick testing, look for a domed top and golden color as signs of doneness.
Cool before slicing: Allowing the bread to cool completely ensures cleaner slices and enhances flavor development.
Best Side Dishes for Cream Cheese-Filled Pumpkin Bread
Cream Cheese-Filled Pumpkin Bread is delicious on its own but pairs wonderfully with various side dishes. Here are some great options to serve alongside:
Chai Latte: The warm spices of chai complement the pumpkin flavors beautifully, making it a perfect beverage choice.
Spiced Hot Cider: A cup of warm spiced apple cider adds a festive touch and enhances the autumn vibe.
Yogurt Parfait: Layer yogurt with granola and fresh fruits for a balanced side that contrasts nicely with the richness of the bread.
Mixed Green Salad: A light salad with vinaigrette offers freshness that balances out the sweetness of the pumpkin bread.
Roasted Nuts: Serve seasoned almonds or pecans for added crunch and nutty flavor that pairs well with pumpkin.
Fruit Compote: A warm fruit compote can add sweetness and moisture, elevating your serving experience.
Common Mistakes to Avoid
Making Cream Cheese-Filled Pumpkin Bread can be a delightful experience, but there are some common pitfalls to watch out for.
- Boldly Overmixing the Batter: Mixing too much can lead to dense bread. Stir gently until just combined for a light texture.
- Boldly Ignoring Ingredient Temperature: Using cold ingredients can affect the consistency. Ensure your cream cheese and eggs are at room temperature.
- Boldly Skipping the Toothpick Test: Relying solely on baking time can be misleading. Check with a toothpick; it should come out clean or with a few moist crumbs.
- Boldly Underestimating Cooling Time: Cutting too soon may result in a bread that falls apart. Allow it to cool properly in the pan before slicing.
- Boldly Not Using Parchment Paper: Failing to line the pan can make removing the bread difficult. Use parchment paper for an easy release.

Storage & Reheating Instructions
Refrigerator Storage
- Store in an airtight container for up to 5 days.
- Wrap tightly in plastic wrap or foil to keep moisture in.
Freezing Cream Cheese-Filled Pumpkin Bread
- Freeze for up to 3 months.
- Slice and wrap each piece individually for easy thawing.
Reheating Cream Cheese-Filled Pumpkin Bread
- Bold Oven: Preheat to 350°F, cover with foil, and heat for about 10 minutes.
- Bold Microwave: Place a slice on a microwave-safe plate and heat for 15-20 seconds.
- Bold Stovetop: Warm on a skillet over low heat until heated through.
Frequently Asked Questions
Here are some frequently asked questions about Cream Cheese-Filled Pumpkin Bread.
Can I use other types of flour for this recipe?
Yes, you can substitute all-purpose flour with whole wheat flour or gluten-free alternatives. Adjustments may be necessary for texture.
How do I know when the pumpkin bread is done?
Check doneness by inserting a toothpick into the center. It should come out clean or with a few moist crumbs, indicating it’s ready.
Can I add nuts or chocolate chips?
Absolutely! Feel free to fold in chopped nuts or chocolate chips into the batter for added flavor and texture.
Is Cream Cheese-Filled Pumpkin Bread suitable for breakfast?
Yes! This bread makes a delicious breakfast option or snack that pairs well with coffee or tea.
Final Thoughts
This Cream Cheese-Filled Pumpkin Bread is not only delicious but also versatile. You can customize it by adding nuts, spices, or even chocolate chips. Give this recipe a try—you won’t regret it!

Cream Cheese-Filled Pumpkin Bread
Indulge in the delightful flavors of Cream Cheese-Filled Pumpkin Bread, a perfect treat for any occasion. This moist and spiced pumpkin bread features a luscious layer of creamy cheesecake right in the middle, making each bite an irresistible experience. Whether you’re hosting a holiday gathering or enjoying a comforting slice with your morning coffee, this recipe is simple to make and fills your kitchen with the warm scents of autumn. With its versatile nature, it can be served as breakfast, dessert, or an afternoon snack, making it a must-try recipe for pumpkin lovers!
- Total Time: 1 hour 3 minutes
- Yield: Approximately 10 servings 1x
Ingredients
- 1 large egg
- 1 cup pumpkin puree
- 1/2 cup light brown sugar
- 1/4 cup granulated sugar
- 1/4 cup coconut oil
- 1/4 cup sour cream (or Greek yogurt)
- 2 teaspoons vanilla extract
- 2 teaspoons cinnamon
- 1 teaspoon pumpkin pie spice
- 1/2 teaspoon ground nutmeg
- 1 cup all-purpose flour
- 1/2 teaspoon baking powder
- 1/2 teaspoon baking soda
- pinch salt (optional and to taste)
- 4 ounces softened cream cheese
- 1/4 cup granulated sugar (for filling)
- 3 tablespoons all-purpose flour (for filling)
Instructions
- Preheat your oven to 350°F and prepare a 9×5-inch loaf pan.
- In a large bowl, mix together the egg, pumpkin puree, sugars, coconut oil, sour cream, vanilla extract, cinnamon, pumpkin pie spice, and nutmeg until well combined.
- Gently fold in the flour, baking powder, baking soda, and optional salt until just mixed.
- Pour two-thirds of the batter into the loaf pan and smooth the top.
- In another bowl, mix cream cheese with sugar and flour until smooth. Pour over the batter in the pan.
- Top with the remaining batter and smooth gently.
- Bake for about 48 minutes or until a toothpick comes out clean from the center.
- Cool in the pan for 15 minutes before transferring to a wire rack to cool completely.
- Prep Time: 15 minutes
- Cook Time: 48 minutes
- Category: Dessert
- Method: Baking
- Cuisine: American
Nutrition
- Serving Size: 1 slice (70g)
- Calories: 215
- Sugar: 12g
- Sodium: 115mg
- Fat: 10g
- Saturated Fat: 6g
- Unsaturated Fat: 3g
- Trans Fat: 0g
- Carbohydrates: 28g
- Fiber: 1g
- Protein: 3g
- Cholesterol: 35mg
Keywords: Use room temperature ingredients for better mixing. Avoid overmixing to keep your bread fluffy. For added flavor, consider folding in nuts or chocolate chips.